Tools & Calculators
Run the numbers yourself.
Three quick calculators for sizing up an income property. They produce estimates only — confirm the real figures with your accountant, broker, or the relevant state revenue office before acting.
Calculator 01
Investment return
What does the cash you put in actually earn once the loan and expenses are paid? This works out annual cashflow and the return on your own money — the number that matters for income investors.
Cash in is auto-suggested at 35% of price — banks typically fund around 65% on these assets. Type over it with your own number. Deposit only; stamp duty & costs are extra (see Calculator 03).
Assumes an interest-only loan equal to purchase price minus your cash in. Expenses should include rates, insurance, management, and maintenance. This is a modelling tool, not advice — your own numbers, structure, and tax position will differ.
Calculator 02
Rental yield & value per m²
Gross yield tells you what the rent is worth against the price. Value per square metre tells you what you’re actually paying for the building. We look at both before anything else.
Gross yield = annual rent ÷ property value. It ignores outgoings, vacancy, and finance costs — use it for comparison, not as a return figure.
Calculator 03
Stamp duty estimator
Transfer duty is usually the biggest acquisition cost after the deposit. Pick the state, enter the price, and get a ballpark using general (non-concessional) investor rates.
Estimate only, based on published general rates. Concessions, foreign purchaser surcharges, first-home schemes, and annual indexation all change the result — confirm with the state revenue office before settlement.
Want the numbers on a real project?
We run these calculations on every site we buy. Talk to us about what we’re building now.
Talk to us